2003 to 2004: Licensed Real Estate Sales Agent with Department of Real Estate, State of California -- Loan officer for Home Loan Group, providing home mortgage, refinance and reverse mortgage product services to clients developed through a realtor, personal contacts and farming public records. I am skilled at Calyx Point 6.0 and DO/DU.
2004 to present: Loan officer with Pacific Mortgage Consultants, Inc. placing home, small business, reverse mortgages and hard money home loans for a client base made up from my current database, realtors and farming activities for prime and subprime borrowers. I locate and process home loans from over 200 wholesale lenders for my broker to my clients. With 5 years of experience originating home mortgages, processing and having knowledge of the basic guildlines for conforming and jumbo loans. I am able to advise my client, provide pre-approvals and guide them as to the best way navigate the mortgage system to maximize their success, by guiding them to the best loan product for their situation, and to guide them away from products that could have potential downside risk. I am ethical and provide great customer service. I am able to overcome reluctance and provide the follow through to close the toughest loan scenario.
I have extensive experience as account manager and client liason for Crow-Quill Studios, a communication design firm 33+ years and loan officer/mortgage consultants, for both The Home Loan Group and Pacific Mortgage Consultants, Inc., I developed leads, worked with clients on their mortgage requirements, and provided home loans for purhase or refinaning. I have great communication skills and mentored students and taught design and print production techiques for 28 years at the university level.
1971 to 2003 - I am an award-winning, creative graphic designer and production manager, who can take concepts from the first client meeting through delivery of final product.
Contra Costa College
Art Center College of Design
California College of Arts & Carfts
CA State University Hayward
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is located in and has the following skills: