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My Skills

Loan Modification and Forensic Audit

Category: Real Estate / Property
provide real and effective options and solutions to consumers who have been victimized by Unfair and Deceptive Predatory Mortgage Lending practices. If you believe that you may be a victim of predatory lending, our Comprehensive Investigation will arm you with the proof necessary in order to turn the tables on your predatory lender. We are not looking to simply provide a temporary fix to your situation. Our goal is to take you out of that loan which is a losing position, and into a more affordable and sustainable loan that will lower the chances for default. Our team of auditors will review your closing documents and statements in detail to find errors, miscalculations, discrepancies and violations of federal and state consumer protection statutes such as The Truth-in-Lending Act (TILA), The Real Estate Procedures and Settlement Act (RESPA), The Equal Credit Opportunity Act (ECOA), The Home Owner Equity Protection Act (HOEPA), The Fair Housing Act (FHA) & Unfair and Deceptive Acts and Practices (UDAP).We also identify fraud, misrepresentation, unfair and deceptive acts, breach of contract, unscrupulous practices and claims under other theories of law. These laws are strictly enforced in order to prevent lenders and their associates from taking advantage of consumers or misleading them as to the actual cost of credit. Once due diligence investigation is completed, DUB-CO Mortgage Auditing and its in-house auditors, who are experienced in this type of law, will then attempt to negotiate with your lender on your behalf using the audit findings as leverage in order to achieve a favorable settlement. One of our main focus of the settlement process is to protect your most valuable asset, your home. We also focus on keeping you, the consumer, in your home through a more favorable and sustainable loan. Some of the possible results of our investigation and fruitful negotiations may lead to:
Recouping overcharges with back interest - Compensation based on the violations unco
Relevant Education / Credentials
BS - Business MBA
Years Experience: 15