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Bio

I am and have been a Mortgage Lender for the lat 10 ++ years. I also hold a Realtor's License and although my license is "active" I do not follow that as a career at this time. My company is Equity Services, Inc in Raleigh, North Carolina and I deal only with Residential Mortgages. You are more than welcome to visit my websites at http://esimortgage.net or http://www.jtrapaso.thinkhomeloan.com for more information. You can even GOOGLE my full name and find even more info on me (John Trapaso)
Interests, Hobbies, etc.

My interests are definately in the Financial sector but also included would be jogging, tennis, walking, hiking, biking
Skills I'm Looking For

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Resume

Work Experience:
Objective
Professional Experience
Challenging, rewarding position within a solid, progressive organization that can best use my experience and training, with opportunity for personal and professional development and advancement. Keep all co-workers and/or employees in a positive, enthusiastic and motivated work environment.

2003 – Present Equity Services, Inc Raleigh, NC
Senior Loan Officer/Manager
? Originate loan packages from start to finish from lead source and/or referral
? Consistently close 7 – 15 loans per month
? Ability to work Remotely from almost anywhere due to Technology set-up
? Responsible for ordering payoffs, flood Certs., Insurance, Appraisals, Titles, etc
? Proficient in Calyx, Contour, Encompass, Acrobat Distiller (Adobe), Excel, MS Works, Outlook, DU & LP systems, web design for marketing self & company
? Develop rapport with clients through Customer Service (listening / teaching). Completing purchase or refinance transaction(s)
? Personally licensed in NC, SC, MD, DC, FL and doing Business in those plus VA, GA, TENN, KY, MT, CO, NY

2000 – 2003 First Fidelity Mortgage Raleigh, NC
Senior Loan Officer
? Interview prospective loan applicants, originate and handle loan packages from start to finish
? Knowledge in Conventional, FHA and Sub-Prime programs
? Knowledge of Fannie Mae / Freddie Mac guidelines
? Obtain and process all documentation to meet lender guidelines
? Consistently exceeding monthly goal of $25k average fees
? Obtained Presidents Club award yearly

1995 – 2000 Champion Homes / Ted Parker Homes Fayetteville, NC
General Manager
? Control all costs due to retail sales center (P&L)
? Responsible for over $2.3 million inventory
? Overlook accounts payable / receivable; inventory purchases
? Use of PC for daily/weekly/monthly reports
? Realized increase sales, volume and profits, lowered expenses (liabi


Education:
2005 – Howard Perry & Walston Real Estate School
a. Received Brokers License – currently Active
1986 – 1988 State University of New York Morrisville, NY
Associates in Applied Science
? Major: Computer Information Systems / Business Management
a. Programming in BASIC, PASCAL, JCL, COBOL, RPG III
b. Interaction with IBM Systems 34 & 36; IBM 4341 & 4381; VAX 11/70; Burroughs A10, Networking Systems
? Minor: Accounting / Financing
? Self -Supported college finances
? Knowledge of software packages such as , Excel, Word Pro, MS Office, Adobe
? Familiar with operating systems – Windows 95, 98, 2000, XP, NT, VISTA
? Received scholarships from Teachers Association and American Legion


Organizations / Affilations:
NCREC, NCRA, NCCOB, NMLS
Recommendations from Other Members

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My Skills

Loan Officer

Category: Finance / Money
Keywords for this Skill
Mortgage, Loans, North Carolina, Virginia, South Carolina, Mortgage Calculator, USDA, FHA, VA
Description
Originate loan packages from start to finish from lead source and/or referral

Consistently close 7 – 15 loans per month

Ability to work Remotely from almost anywhere due to Technology set-up

Responsible for ordering payoffs, flood Certs., Insurance, Appraisals, Titles, etc

Proficient in Calyx, Contour, Intrac, DataTrac, Encompass, Acrobat Distiller (Adobe), Excel, MS Works, Outlook, DU & LP systems, web design for marketing self & company

Develop rapport with clients through Customer Service (listening / teaching). Completing purchase or refinance transaction(s)

Personally licensed in NC, SC, MD, DC, FL and doing Business in those plus VA, GA, TENN, KY, MT, CO, NY
Relevant Education / Credentials
North Carolina Commissioner of Banks Better Business Bureau
Years Experience: 10
Profile Summary: JOHN TRAPASO is located in Raleigh, NC 27609 and has the following skills: Loan Officer
Group Associations: Finance / Money
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